We Can provide you With A Range of Financial Services

European Mortgages can, also offer you financial services such as Loan Consolidation, Commercial Loans, House Insurance, Life Assurance & more.

MORTGAGES

This is where a person(s) raise money to buy a dwelling to live in or to rent. There are many product providers in the market place and many more options and terms available. If you are buying for the first time, moving home, upgrading your house, looking to buy an investment property or looking for a better deal, a mortgage is the requirement you need!

LOAN CONSOLIDATION

This is where a homeowner with equity in their house i.e. (the difference between the existing mortgage and the market value of the house) can decide to re-mortgage and combine all outstanding loans into one payment per month. In addition they can also avail of extra monies to extend the property or to modernise it or simply need extra funds for their personal use. This new mortgage can be done over a longer term but in future years you may decide to increase your monthly repayments thereby reducing the term and paying less interest.

COMMERCIAL LOAN

This is a type of loan that borrowers in the past thought was limited to their own bank that they dealt with, this is not so any longer. Regardless of the idea or the proposition our staff can advise you if you a suitable lender exists for your product at a more flexible and cheaper rate. No fees or hidden cost involved.

HOUSE INSURANCE

This is a mandatory requirement. Once you have a property, its is very important to insure buildings and contents against risks, such as fire, theft and sever weather conditions. Cover must be in place on your property, from the date you acquired same or from the date your loan cheque is issued. To make life easier, we can organise this cover for you.

LIFE ASSURANCE

We offer a complete range of Life Assurance packages at the keenest rates. Let our experienced staff advise you on the package that is best for you.

We can also upgrade your current package or transfer it to the best provider on your behalf. Our Life Assurance cover ranges from €20,000 to over €1,000,000. Contact Karen on 042 935 1888 for further details.

SAVINGS & INVESTMENT

The hardest thing about saving is getting started. There are many options available including a traditional bank deposit account.

You don’t necessary need a lump sum, you can start from as little as €80 per month. Investing in shares, at times can be the best way to get the highest growth over the long term on your investment.

SERIOUS ILLNESS COVER

Serious Illness Cover is additional protection that can be included in a Life Cover Policy. If diagnosed with a serious illness, there is an immediate lifestyle change, with extra medical bills, hospital visits and in some cases, part or full time care is required. Serious illness cover provides for a lump sum payment to assist with extra associated costs.

PERSONAL & COMPANY PENSIONS

This is where you save money now for a secure and comfortable retirement. If you are not already part of a PRSA or company pension scheme. You have the choice to take matters into your own hands. Saving regularly for retirement and starting as soon as you can are two of the most important things you can do for yourself.

TAX RELIEF

With the changes that have happened in recent budgets, this relief is quite simple and straightforward.

We complete all the documentation for the person(s) that take a mortgage through our agency. The tax relief or tax credit as it is known is given at source directly against your mortgage each month. You therefore avail of immediate reduction on your monthly payment.

MOTOR CAR INSURANCE

Car Insurance has cover for additional drivers, such as your spouse or another named driver or drivers on to your Car Insurance Policy and also the option of fully comprehensive or fire & theft.

INCOME PROTECTION

This is a policy whereby anyone earning a salary, both employed and self employed are provided with a replacement salary in the event of a person being unable to work as a result of an illness or injury.

MORTGAGE PAYMENT PROTECTION

This is a scheme whereby monthly mortgage repayments can be covered in the event of a client being unable to meet the repayments in the event of accident, illness, hospitalisation or compulsory redundancy.